PaganSquare.com - WitchesAndPagans.com

Forty-two weeks of saving -- that means only ten weeks left!  These next ten weeks -- nearly 20% of the time spent raising this energy -- is going to account for $475, or more than a third of the total by year's end.  That's kind of like my mortgage, but in reverse.  Compound interest, working for the common good.  How about that?

It's how compounding works with money:  it adds upon itself.  When you owe a lot, like my mortgage, the interest I'm paying is based on how much I owe.  My monthly payment doesn't change, and when we started paying it was barely over the amount of interest the principle racked up in a month's time, leaving only a tiny bit to pay off the original loan, which is what the principle is.  Over time, that amount does go down, let's say by a dollar at first.  Next month, when they calculate the interest I owe, it's owed on one dollar less, so maybe I get to pay a penny less in interest, and a penny more in principle.  As the principle goes down, the amount of interest I'm paying each month drops faster and faster, until that blessed last payment, which should be pretty much all principle.

This is the first time I have been invited to write for a Pagan site, which is both an honor and a privilege. I'm mostly unknown, so it's only fair to introduce myself, and my topic. The topic's much more interesting, so let's start there: MONEY!

Money has always held a fascination for me, the sort of fascination that comes from growing up in a family that never had enough of it. It wasn't just that I wanted more of the stuff (who didn't?), it was the fact that we never quite went over the brink that amazed me, too. My mother worked magic with those bills and coins, always managing to pay the bills in time to keep creditors away, and still have enough of Dad's paycheck left to feed and clothe us.